An SMSF gives you greater control and flexibility over how your retirement savings are invested, allowing you to build an investment strategy around your goals and circumstances.
For some people, that flexibility opens up opportunities that may not be available through a traditional super fund, including direct investment in shares, managed funds, unlisted investments and property.
For business owners, an SMSF may also be able to purchase eligible business real property (BRP), such as the commercial premises your business operates from. The business pays market rent to the SMSF, helping build retirement savings while supporting broader business and wealth creation goals.
With greater control comes important responsibilities around compliance, reporting and managing the fund. Having the right advice and support in place can make these requirements much easier to navigate.
At LBW, our Geelong-based Wealth, SMSF and Accounting teams work together to support you across investment strategy, administration, compliance, taxation, estate planning and retirement planning.
How we support you
- Establishing and structuring your SMSF
- Developing an investment strategy aligned with your goals
- Meeting compliance and trustee obligations
- Ongoing reporting, administration and taxation support
Meet Our Geelong Financial Planning Team
Simon Flowers
Matthew Grapsas
Cathryn Walley
Lauren Abela
Aaron Hitch
Jayden Garner
Frequently asked questions
A self-managed super fund is a private super fund that gives its members greater control over how their retirement savings are invested. SMSF trustees are also responsible for managing the fund and ensuring it meets its legal and compliance obligations.
In some circumstances, an SMSF can purchase eligible business real property, such as commercial premises used by your business. There are specific rules around these arrangements, so professional advice is important before proceeding.
While trustees remain responsible for their SMSF, professional advice can help with areas such as compliance, administration, taxation, investment strategy, estate planning and retirement planning.
