Life doesn't always go to plan.
While we can’t predict what the future holds, we can help you prepare for the unexpected.
Insurance is about protecting the people, lifestyle and financial position you’ve worked hard to build. Whether it’s an illness, injury or unexpected life event, having the right protection in place can provide financial security when it’s needed most.
Understanding whether you have the right cover can often be difficult. Many people hold insurance through superannuation or existing policies but aren’t sure if it still reflects their current circumstances and needs.
At LBW, we help you understand your current cover, identify any gaps and ensure your protection aligns with your financial goals, family responsibilities and lifestyle.
The right insurance strategy isn’t about preparing for the worst. It’s about creating confidence that you and your loved ones are financially protected if life takes an unexpected turn.
What it involves
- Reviewing existing insurance cover
- Assessing personal and family needs
- Identifying gaps in protection
- Considering cover through superannuation
- Aligning insurance with your financial plan
Meet Our Geelong Financial Planning Team
Matthew Grapsas
Lauren Abela
Aaron Hitch
Jayden Garner
Frequently asked questions
The right insurance will depend on your circumstances, but may include life insurance, total and permanent disability (TPD) insurance, income protection and trauma insurance.
Many superannuation funds provide default insurance cover, however it may not always align with your personal circumstances, income or financial commitments.
A review of your financial position, debts, income, family responsibilities and future goals can help determine whether your current level of cover is appropriate.
