Retirement is one of life's biggest transitions, and planning for it starts long before you stop working.
Retirement may be just around the corner, or you may still have many years to go; having a clear plan can help you understand what your future could look like and the steps needed to get there.
Many people aren’t sure if they’re on track. They often wonder whether they’ll have enough to retire comfortably, when they can afford to finish work, or how long their savings will last. The answers aren’t always straightforward, but with sound advice, they become much clearer.
We regularly work with clients who believe they’re “probably doing okay.” Once we understand their financial position and retirement goals, we can model different scenarios, identify opportunities to improve their outcome and provide greater confidence about the future.
At LBW, we help you develop a retirement plan that’s built around your lifestyle, goals and financial circumstances. As life changes, we’ll continue to review and refine your strategy so you can move towards retirement with greater certainty and peace of mind.
What it involves
- Portfolio structuring
- Investment selection
- Risk management
Meet Our Geelong Financial Planning Team
Simon Flowers
Matthew Grapsas
Cathryn Walley
Lauren Abela
Aaron Hitch
Jayden Garner
Frequently asked questions
It’s never too early to start retirement planning. The earlier you begin, the more time you have to build your retirement savings and make informed financial decisions. Even if retirement is only a few years away, a financial adviser can help you maximise your opportunities.
The amount you need for retirement depends on the lifestyle you want, your living expenses, your superannuation balance and any other investments or income sources. Retirement planning helps you understand what you’ll need and whether you’re on track to achieve it.
A financial adviser can help identify strategies that may improve your financial position and potentially bring your retirement plans forward. This could include reviewing your superannuation, investments, cash flow and retirement income strategy to help you achieve your goals sooner.
